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Fintech Infrastructure Market: Embedded Finance, Banking-as-a-Service, and API Platform Growth (2025?2030)
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Published Date: December, 2024
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Report ID: Trend06112559
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Format: Electronic (PDF)
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Number of Pages: 50
Report Overview
The financial services industry is being unbundled. This report analyzes the rise of Fintech Infrastructure?the underlying layer of APIs allowing any company to become a fintech company. By 2025, the embedded finance revolution has moved from simple payments to complex products like instant lending at the point of sale. We explore the evolution of Banking-as-a-Service, where licensed banks provide their regulatory rails to tech startups through modular infrastructure providers. The narrative details the role of orchestration layers that simplify the integration of multiple financial APIs. We also examine the regulatory tightening around BaaS models, as authorities demand greater transparency from the banks providing these services. The roadmap to 2030 highlights the shift toward open finance, where data sharing extends beyond banking to include investments and pensions, creating an interconnected financial ecosystem.
Table of Contents
1. API-First Model; 2. BaaS Evolution; 3. Embedded Lending; 4. Compliance and KYC; 5. Middle-Ware; 6. Forecast.